Privacy Policy

Privacy Policy

Mark Kruger Financial Services Pty Ltd (MKFS) is serious about protecting your online privacy. It is very important to us to be clear about what data we collect, why we collect it and how we use it. This Privacy Statement explains our views and practices concerning privacy, and how they may apply to you as a user of our website.

Definitions

When we talk about 'us', we mean the entity Mark Kruger Financial Services Pty Ltd. When we talk about 'you', we mean you as a participant or user of this website or services of this website.
'Personal data' or 'personal information' is information that directly identifies you, such as your name and email address, or data that could be used, on its own or in combination with other data, to identify you.

Anonymity

As you visit and browse the MoneyRocket website, the site uses cookies to differentiate you from other users. Cookies, in conjunction with MKFS' web server's log files, allows MKFS to calculate the aggregate number of people visiting the MoneyRocket web site and which parts of the site are most popular. This helps MKFS gather feedback to constantly improve the MoneyRocket web site and better serve MKFS' clients. Cookies do not allow MKFS to gather any personal information about you and MKFS do not intentionally store any personal information that your browser provided to us in your cookies.
However, you will not be able to access our services anonymously. Once you access our services, including for example by requesting an invitation for a free trial, requesting a demo, requesting a seat in an on-line workshop, a strategy session or subscribing to our services, we will begin collecting your personal information in accordance with this policy.

Collection and Use of Data

We collect personal data about you when you give it to us for an agreed purpose. This generally occurs when you complete an online enquiry for a service, request information (for example a demo) or when you subscribe to a trial or full membership with us, request a strategy session or place an order through our online services. We may use this information to contact you about the service and related services you have inquired about.

Other than as disclosed in this privacy policy, we never sell, rent or otherwise disclose your personal information to third parties including advertisers or strategic partners.

We collect and process the minimum amount of information required to deliver our requested services to you. We process this information to fulfill your request. This information includes:

• your first and last name
• your email address
• your phone number

This is the type of information typically found on a business card. If you make a purchase, we will also store your IP address. We process this information for our legitimate business purpose of matching your IP address with your account. Unless stated otherwise in this policy, personal information will be held for our business purposes for a period of up to 3 years (unless you subscribe to our services for a longer period). After 3 years, we may still retain your personal information however if we do so, it will be in a form where personal details are de-identified. This means you will not be able to be identified once the data is made anonymous.

With your permission, we may use your email address to send you emails about new products, free and premium content and special events. These emails may contain links to blog posts, YouTube videos, reports/whitepapers etc. We process this information based on your consent. You may always withdraw your consent and unsubscribe to these emails by clicking on the unsubscribe link at the bottom of the email or by contacting us at [email protected]

If you interact with us via our blog or on social networking sites (Facebook, Twitter. Google+, Linkedin, Instagram), we may receive information about you. We may process this data as a legitimate business interest to properly administer our business and website and communications with users. You should be aware that personal information you disclose on those social media sites is publicly available.

We accept payments using Stripe on-line payment services. They provide us with the online ecommerce platform that allows us to sell our products and services to you. We never take custody of or store your financial information. Financial information you provide to this third party site is managed according to their own privacy policy which you can find at https://stripe.com/au/privacy. We will share your personal data with our payment service provider only to the extent necessary to process your payments or deal with refunds or complaints in relation to your payments.

Testimonials 

If you provide us with a testimonial, you give us your consent to use on our website or other marketing material, your name together with your personal image and testimonial wording. You also give us permission to store this information in our secure records together with your email address and the year in which we provided you the services related to your testimonial. We will retain and use this information for its intended purpose for a period of up to 7 years. We process this information based on your consent.
If our website is acquired by or merged with another company or business, your personal data may be transferred to the new owners so they may continue to support and sell the products and services of the website. Provided the new owners have a privacy policy that is compliant with current laws, by agreeing to this privacy policy, you agree to such a transfer.

We also may share your personal information when required to do so by law or with our professional advisers to obtain advice, for instance if there is a breach of the terms and conditions, or to meet our accounting or compliance obligations.

Cookies

We use a range of tools provided by third parties including search engine browsers and our web hosting company, to collect or view social media, app or website traffic information and to enable our website to function smoothly.
We use tracking pixels (for example Google Analytics) to aid in measuring and tracking where our website traffic is coming from and to track the performance of our site. We use these technical and functional cookies to do tasks such as to identify you when you visit our site, manage your log in, remember your preferences, for security purposes, for analysis and to generally improve your experience and manage your sessions on our website.

We use remarking pixels from Facebook and Google to aid in customised, targeted follow up advertising. These sites have their own privacy policies.

Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. Some website features may not function properly without cookies.

The information collected by these tools may include the IP address of the device you are using and information about sites that IP address has come from, the pages accessed on our site and the next site visited. We use the information, as a legitimate business interest, to help to track your use of our online services to improve your user experience and the quality of our services.

To find out how to opt out of tailored advertising please check the options available here - http://www.networkadvertising.org/choices/.

Collection of Data of Minors

The MoneyRocket website is not intended to be used by minors nor do we do not intend to collect the personal data of persons under the age of 18. If you are the guardian of a minor and suspect they may have provided us with their personal information, please contact us and request to have the minor's personal information destroyed at [email protected]

Contact Us

Please let us know if you have any requests, feedback or concerns regarding the way we manage your personal data at [email protected] We will respond to you within 30 days and take action, within reason, as quickly as possible.

If you are not happy with how we manage your concerns, you can contact your local data protection supervisory office.

Changes to this Privacy Notice

It is important to us that our privacy notice is regularly reviewed and we will do so to keep it relevant and up to date with changing laws. We will notify you of any changes by posting the new policy on this page.

MoneyRocket is a trademark of MoneyRocket Financial Services Pty Ltd (MRFS) (ABN 34 640 911 182) which is a Corporate Authorised Representative of miPlan Advisory Pty Ltd (Australian Financial Service License: 485 478). MoneyRocket DIY (The Infinity Program) and MoneyRocket PT offer general advice only. They provide content around managing day-to-day cash flow with the aim of generating surplus cash. MoneyRocket in no way provides specific personal advice on how any surplus cash realised should be used or into which products/structures it could/should be allocated to. MRFS accepts no responsibility for any person regarding the use of any surplus funds generated – personal advice should always be sought. SuperChamp! provides general advice only around key aspects of superannuation. It does not purport to address every aspect of superannuation. Personal, tax and credit advice should always be sought regarding your individual circumstances before making any financial decisions. Personal advice is available via MoneyRocket Advice under miPlan Advisory’s AFSL.
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Your information is safe and will Never be shared
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Your information is safe and will Never be shared

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